Privacy Policy

Updated 05/15/2025

This Privacy Policy details our information gathering, protection, and handling practices relating to using the website www.TopCatInsuranceAdvisoryGroup.com. TopCat Insurance Advisory Group (hereafter referred to as “TIAG“) is committed to protecting your privacy and security as a user of our site.

This document explains our data collection practices and how we may use your personal information when you visit this site or contact us via email or phone. It also describes the steps we take to protect your privacy.

By visiting this site, you are accepting the practices described in this Privacy Policy. In addition, you consent to the collection and use of information by TIAG as stated below. If you do not agree with this policy, please refrain from using this site or any services provided by TIAG.

Information We Collect

When visiting this site, we may collect personally-identifying information from you such as name, email address, phone number and/or other contact information (collectively “Personal Information”). This information is collected in order for us to provide real-time quotes on life insurance policies; initiate an application request or purchase life insurance policies through

In order to provide accurate life insurance quotes, we must collect certain information from the insurance quote request form. This includes:

State of residence

Date of birth

Gender

Height

Weight

Coverage amount desired

Health classification of the proposed insured (for simplified-issue and guaranteed issue life insurance quotes, other health information may also be required)

Tobacco use (for simplified-issue and guaranteed issue life insurance quotes, other health information may also be required)

By filling out the insurance application request form, you are requesting contact by a staff member regarding your insurance purchase. The information collected via this form (name, mailing address, email, and phone numbers) will be used only to contact you regarding your purchase of insurance. TIAG does not sell or give away this information. TIAG may share this information with life insurance carriers to provide the best service and products to you, our client.

This form also requests other health and lifestyle information required by the majority of insurance applications. You do not need to fill out this information online, but you will need to provide it during the application process.

TIAG use cookies to improve the experience of our website. Cookies are small files that are stored on your computer when you visit a webpage. They help us understand how our users interact with our site, and allow us to recognize repeat visitors.

We do not use cookies to track your movements across the web, nor do we share any information collected by cookies with third parties. We may analyze the information collected by cookies in order to measure the effectiveness of our site, but this data is never shared with any third party. You can disable cookies at any time by following the “Help” directions provided by your browser.

TIAG uses cookies, log files and server logs to record information about how you use our website. This includes the IP address of the computer you used to visit our site, the time you visited, your location (as determined by your IP address) and which pages you visited. We use this information to improve your experience on our site, by analyzing trends and tracking the most-visited pages.

We look at broad demographic information, like what browser type people are using, but we do not look at individual users or their usage patterns. We do not and will not share any personal information with third parties unless required to do so by law or court order.

Current/Future client communications

At TIAG, we strive to give you the best possible experience when you’re working with us. That means that we want to make sure that you’re getting the most accurate and up-to-date information about your insurance choices, and that’s why we’ve created this privacy policy. This policy covers all of our communications with clients, including any contact by telephone, SMS/MMS, email, mail, or fax.

Once a user has initiated a relationship with TIAG through this site, various forms of communication may ensue. They include

(1) contact by telephone;

(2) contact by SMS/MMS;

(3) contact by email;

(4) contact by mail;

(5) contact by fax.

All contact is to help our clients apply for, purchase, or get life insurance or other forms of insurance (such as an annuity, health, vision). Contact will only come from a TIAG agent or our processing staff.

If at any time you desire that we cease contact with you—for example if you no longer need our services or if you want to opt out of receiving promotional emails—please reply to one of our emails or call us. We will remove you from our database within 48 hours.

At TIAG, we take the privacy of our clients very seriously. That’s why we’ve created this Privacy Policy for our website, which we hope will answer any questions you may have about how we use the information you provide to us.

This site is open for public use without providing any personally identifiable information. You explicitly initiate a relationship by providing your personally identifiable information on this site (as defined by the National Do Not Call Registry) with TIAG. You are inviting, consenting to, and requesting contact and information from us, which may be provided to you online, by phone, SMS/MMS, fax, email, or mail by TIAG or one of our carriers, affiliates, vendors, or partners. As such, you are waiving any right (including claims under the Telemarketing Sales Rule) extending in perpetuity to claim that we contacted you without your express consent. If you desire that we cease contact with you at any time, we will honor your request to place you on our internal “Do Not Contact” list.

As a member of our mailing list, you can unsubscribe at any time by clicking on the “unsubscribe” link at the bottom of any one of our emails. Or reply with the message “unsubscribe.”

Our website also uses cookies to remember your settings and preferences. You may disable cookies on your browser at any time by following the directions provided to you by your browser. To learn more about how we use cookies and other tracking technologies, please review our Privacy Policy.

If you would like to update or change the personal information we have on file for you, don’t hesitate to get in touch with us at 850-724-4006.

TIAG may share your personally identifiable information with insurance carriers or other partners, vendors, or affiliates for the express purpose of assisting you in your purchase of insurance. TIAG is not responsible for these third-party companies’ privacy policies or procedures or any loss or breach of data through these third-party systems. Please get in touch with these individual organizations with questions regarding their Privacy Policies

At TIAG, we are committed to not spamming you.

At TIAG, we do not send unsolicited commercial email (“spam”). If you receive an email from us, it is because either you requested information from us or have purchased from us in the past.

When requesting information from us or providing your contact information on our site, you have agreed to opt-in to receive our information. You can unsubscribe from our email mailing list at any time by clicking on the “unsubscribe” link at the bottom of any one of our emails. You can also do so by replying to the email with the subject line, “unsubscribe.”

This Privacy Policy may be updated at any time. TIAG is always looking for new and safer ways to protect our clients’ information. Consequently, this Privacy Policy may be updated to reflect those changes. We suggest that you review this Privacy Policy each time you use this site.

If you have any questions regarding this document, our procedures, and policies, this site, or your relationship with us, please contact us at the phone number below.

TopCat Insurance Advisory Group

850-724-4006