Privacy Policy
Effective Date: 08/29/2025
At TopCat Insurance Advisory Group, we believe your privacy and the security of your information are essential. This Privacy Policy details our practices for gathering, protecting, and handling information related to the use of our website, www.TopCatInsuranceAdvisoryGroup.com.
If you have questions or concerns about our privacy policy, please contact us by phone at 850-724-4006.
Why We Collect Visitor Information
We collect visitor information for two primary reasons:
- To provide accurate, real-time life insurance quotes.
- To initiate the application request process or begin the purchase of life insurance.
Any personally-identifying information collected on this site is provided by you, the user, voluntarily. We analyze site usage statistics and aggregated user profiles to identify user trends, but we do not track the usage patterns of individual users.
Information We Collect & How We Use It
Insurance Quote Request Form This site offers free life insurance quotes. To provide accurate quotes, we must collect certain information, including your state of residence, date of birth, gender, height, weight, desired coverage amount, health classification, and tobacco use. For simplified-issue and guaranteed-issue policies, other health information may also be required.
All life insurance carriers have proprietary rate guidelines based on this information. To provide accurate quotes and rates, we must collect the data mentioned above.
Insurance Application Request Form This form initiates the insurance purchasing process. By filling it out, you request contact from a staff member regarding your insurance purchase. The information collected (name, mailing address, email, and phone numbers) will be used solely to contact you about your purchase. TopCat Insurance Advisory Group does not sell or give away this information but may share it with life insurance carriers to provide you, our client, with the best service and products.
This form may also request health and lifestyle information required by most insurance applications. You are not required to provide this information online but will need to do so during the application process.
Cookies A cookie is a piece of data stored on a user’s computer. The cookies we use are not linked to any personally identifiable information. We use both session ID cookies (which terminate when you close your browser) and persistent cookies. You can remove persistent cookies or disable all cookies at any time by following the “Help” directions in your browser.
Information collected by cookies is analyzed to determine the effectiveness of our site. Users who reject our cookies can still use our site.
Log Files When you navigate our site, our servers log information such as your IP address, browser type, operating system, and the pages you visit. We analyze this data to understand user trends, identify the most and least-visited pages, and improve the quality of our site. This information is never shared with or sold to outside organizations, nor do we track individual users.
Communication with Clients
Once you have initiated a relationship with TopCat Insurance Advisory Group through this site, we may communicate with you via telephone, email, or mail to help you with your insurance needs. Contact will only come from a TopCat Insurance Advisory Group agent or our processing staff.
If you wish for us to stop contacting you, please notify us by email or telephone, and we will immediately remove you from our database.
Your Options
- On Our Website: This site can be used without providing any personally identifiable information. By voluntarily providing your information, you are inviting, consenting to, and requesting contact from us. By doing so, you waive any right to claim we contacted you without your express consent. If you ask us to stop contacting you, we will place you on our internal “Do Not Contact” list.
- Email: You can unsubscribe from our email list at any time by clicking the “unsubscribe” link at the bottom of our emails or by replying with the message “unsubscribe.”
- Cookies: You can disable cookies on your browser at any time.
- Update/Change Information: To update or change the personal information we have on file, please contact us at 850-724-4006.
Carrier, Partner, Vendor, and Affiliate Privacy Policies
TopCat Insurance Advisory Group may share your personally identifiable information with insurance carriers or other partners, vendors, or affiliates to assist you with your insurance purchase. TopCat Insurance Advisory Group is not responsible for the privacy policies or procedures of these third-party companies. Please contact these organizations directly with questions regarding their privacy policies.
Spam Policy
TopCat Insurance Advisory Group does not send unsolicited commercial email (“spam”). If you receive an email from us, it is because you either requested information from us or have a current relationship with us. By providing your contact information, you have opted in to receive information from us.
Privacy Policy Updates
This Privacy Policy may be updated at any time. We are always looking for new and safer ways to protect our clients’ information. We suggest that you review this policy each time you use our site.
Contact Us
If you have any questions regarding this document, our procedures, or your relationship with us, please contact us at:
TopCat Insurance Advisory Group 850-724-4006